You may purchase gold and silver products from your local CIBC branch or through CIBC Precious Metals Online website as follows:

Click on the Sign in / Register link in the top right corner of the homepage. Next, select Registration.

a. Complete the registration form, including all requested information.

b. Complete the Equifax’s e-ID verification process. Please note this is not a credit check.

c. If b) is successful, based on the information you provide during registration, we will contact the financial institution with whom you have an account in order to verify your identity. This is required by law under Anti-Money Laundering and Anti- Terrorist Financing regulations. It will take an average of two to three business days for CIBC to complete the verification process and continue with your registration. You may be contacted by a CIBC representative to confirm the information provided.

d. Once the registration process has been successfully completed, you will receive an email confirming that your account has been set up.

e. Sign in using your e-mail address and password.

Monday 12:30 a.m. to 4:30 a.m. EST

Tuesday to Saturday 3:30 a.m. to 4:00 a.m. EST

Sunday 2:30 a.m. to 6:30 a.m. EST

a. Click on the Sign In / Register link in the top right corner of the home page.

b. Sign in using your e-mail address and password.

We currently support the following:

Windows 7, Windows 8, IE8, IE9, Firefox 15+, Chrome 21+, Safari 5+, Max OS X 10.6+

eIDcompare is a secure internet-based service provided by Equifax which authenticates your identity in real-time and aids in mitigating potential identity fraud; it is not a credit check.

This patented interactive process compares information entered against reliable sources to validate an identity and to determine whether that identity has been reported as misused or associated with potential fraudulent activity.

As a Canadian financial institution, we are obligated to validate your identity before setting up your account in accordance with the Proceeds of Crime (Money Laundering) and Terrorist Financing Act and related Regulations.

An application will be accepted if you successfully pass Equifax’s eID verification process and if we are able to confirm you hold a valid deposit account at a Canadian Financial Institution. Refer to question 1 for more information on the registration process.

A successful verification is based on information you have entered which is then validated against your Equifax file. Possible reasons for unsuccessful authentication may include:

a. You do not have a file with Equifax or it is less than 6 months old
b. Name, Address, Former address, or Date of Birth does not match information on your credit file
c. There is a consumer alert on your Equifax file (e.g. victim of fraud, identification lost or stolen)
d. Address provided is invalid (e.g. is a PO Box)
e. You have attempted to register more than 2 times in a 72 hour period

For more information on why your registration application has not been accepted, you can email our Support Desk at Mailbox.Helppreciousmetals@cibc.com.

You may also visit your local CIBC branch to purchase gold and silver.

Only Canadian residents may make purchases from CIBC Precious Metals Online.

a. On the Sign In page, click the Forgot password? link.
b. Enter the e-mail address you used to complete your registration. Click Next.
c. Answer the security questions you provided when completing your registration. Click Next.
d. Choose a new password and re-enter it for confirmation. Click Save.

If you are unable to reset your password or require additional support contact our Support Desk at Mailbox.Helppreciousmetals@cibc.com.

Click on My Profile in the top right corner of the homepage. You can then view and edit your personal information:
a. Click on Account information to see and change most of your personal information.
b. Click on Change security questions to see and change your security questions and answers.
c. Changing your personal information may require you to go through a re-verification process. Your account will be suspended until the validation process is completed.

To access your cart, Click on Secure checkout next to the shopping cart symbol.

From here you can view and update the product and quantities you would like to purchase. Prices will also be shown here for the current market value, which is updated every 2 minutes.

There is no minimum purchase amount.

The maximum purchase amount is CAD$9,500 (after tax, shipping fees and administration fees) within a 24 hour period. For purchases above CAD$9,500, you may visit your local CIBC branch .

Yes, you can also purchase gold and silver certificates from any CIBC branch . Please note that certificates are not available to purchase online.

For the purchase of gold and silver not listed on our website, contact our Support Desk at Mailbox.Helppreciousmetals@cibc.com with your request. Please note that we cannot guarantee the availability of gold and silver not listed on CIBC Precious Metals Online.

The price for each precious metal is updated throughout the business day based and is based on market rates.

In addition to the purchase price, clients are charged the applicable shipping costs, administration fee and taxes (based on your province or territory).

We currently do not charge an administration fee.

Most gold and silver available for sale on CIBC Precious Metals Online are exempt from GST/HST/PST. Exceptions are listed below:

a. Saskatchewan: Purchase of any physical precious metal is subject to 5% PST. If a certificate is being exchanged for physical precious metal, the transaction is also subject to 5% PST.

b. British Columbia: Purchase of any collector coin (i.e., limited-mintage collector coins issued by the Royal Canadian Mint) is subject to 7% PST.

c. Manitoba: Purchase of any collector coin is subject to 8% PST.

The Card Verification Data (CVD), sometimes called Card Security Code (CSC) or Card Verification Value (CVV or CVV2), are the three or four digits that can be found on the back of your credit or debit card above or to the right of the signature panel. Providing your CVD/CSC/CVV is an important security measure that helps us validate purchases.

All sales are final. A confirmed order cannot be cancelled or changed. Please also refer to questions 32 and 33 for more information.

If your transaction was declined, it may be because we could not get appropriate authorization from your credit/Visa Debit card issuing company or bank. Please contact them directly for further information.

You can make purchase once you have resolved the issue with the card or you can make a purchase in your local CIBC branch .

It may take up to 12 hours to receive your purchase confirmation via e-mail. If you do not receive an e-mail confirmation after this time, please email our Support Desk at Mailbox.Helppreciousmetals@cibc.com.

Your gold and silver are shipped through a reputable courier service and will be left with any person who appears to be an adult at the delivery address. All orders will be shipped from our warehouse within two to three business days, depending on your location in Canada. Once your order is shipped, you will receive an e-mail with the courier's tracking number. Orders will be delivered within five to seven business days (please note that delivery to some remote locations may take longer). Deliveries are made Monday to Friday, between 9am and 5pm EST.

Deliveries are subject to the terms and conditions of the courier service which can be found here . Please note gold and silver cannot be shipped to commercial, P.O. box addresses, some remote locations or shipped internationally. A valid Canadian residential address is required with your registration.

If the courier is unable to complete the delivery (after at least one attempt) a notice will be left indicating where the shipment will be held. The courier will hold the order for a maximum of 5 days during which you can either pick up the shipment or have it re-delivered. If you do not pick up the order within 5 business days, the package will be sold back to CIBC at our then-current prices plus our normal fee for this service. The purchase price may be greater or lesser than the one in place at the time you purchased the item.

Yes.

You can check the status of your order under Order History on the My Profile page. Once you receive your shipping confirmation e-mail from the courier, you can check the status on their website, using the tracking number provided.

Gold and silver will be shipped to the customer address on file. Gold and silver cannot be shipped to commercial, P.O. Box addresses, some remote locations or shipped internationally. A valid Canadian residential address is required with your registration.

No. All orders placed online are delivered to the mailing address on file. As an alternate option, you may visit any CIBC branch to purchase gold and silver.

All bullion coins and small bars are wrapped to ensure secure transfer. Collector coins are packaged in a clamshell box.

Contact our Support Desk at Mailbox.Helppreciousmetals@cibc.com with your order reference number. They will investigate and provide you with additional information. The order reference number starts with a "PO" and can be found on your order confirmation email.

We take great care to ensure that your order is completed correctly and in timely manner. However, if your order is missing items or you receive an incorrect item, contact our Support Desk at Mailbox.Helppreciousmetals@cibc.com.

Storage facilities are not available through CIBC Precious Metals. However, Safety Deposit Boxes are available for rent at most CIBC branches.

Our CIBC Precious Metals Online Support Desk is available Monday to Friday 8:00am to 6:00pm EST at Mailbox.Helppreciousmetals@cibc.com.

Please contact the CIBC Precious Metals Online Support Desk at Mailbox.Helppreciousmetals@cibc.com to make this change for you. For your security, you will be asked to email or fax copies of two recent utility bills or bank account statements identifying your name and new address. Please make this change before placing your order to avoid shipping complications.

Certificates of authentication are included with the purchase of collector coins. All of our products are obtained through internationally recognized reputable refiners.

You can visit any CIBC branch to sell your gold and silver. CIBC will only consider buying back gold and silver when:

a. You have the original receipt as a proof of purchase
b. The product is in pristine condition
c. The product is one that CIBC sells

We reserve the right to decline the transaction without providing a reason. The price of the product can be higher or lower than the price you originally paid for it. Payment will only be made once the quality of the product is satisfactorily confirmed by us or our agents, usually within 10 business days.

All sales are final and returns are not permitted.

You may sell gold and silver to CIBC at the current market rate by visiting any CIBC branch (terms and conditions will apply). Refer to question 32 for additional information.

CIBC has gone to great lengths to ensure that your personal information is protected.

a. 128-bit encryption - one of the highest forms of encryption technology available today
b. Firewalls, cryptographic techniques and stringent internal access procedures
c. Frequent monitoring of all internal systems to ensure there has been no security attack or attempted break-in
d. Regular and independent security checks on our computer systems to ensure our standards are being met

The security of your personal and credit and debit card information is very important to us.
For more information about how CIBC may collect, use or share personal information, please refer to CIBC’s privacy policy, which is available at any branch or at www.cibc.com.